Introduction
Budgets aren’t punishment — they’re permission.
Why This Matters
Without a plan, money disappears quietly.
A Real-Life Experience
Once someone tracks spending honestly, clarity replaces guilt.
The Core Financial Lesson
Budgets show priorities, not perfection.
Key Takeaways
- Awareness beats avoidance
- Flexibility matters
- Control creates confidence
Practical Steps
- Track spending for 30 days
- Categorize honestly
- Adjust — don’t quit
Reflection Questions
- What does my spending say about my values?
- Where do I feel resistance?
SCB Closing
A budget tells your money where to go — instead of wondering where it went.
