Privacy Policy

Effective Date: 11/10/2025
Last Updated: 11/10/2025

1. Introduction

SCB Financial Literacy Project (“we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, interact with our services, or engage with us as an affiliate, customer, or general viewer.

By accessing or using our website, you agree to the terms of this Privacy Policy. If you do not agree, please discontinue use of our site and services.

2. Information We Collect

We may collect the following types of information:

a. Personal Information

Name, email address, phone number, and mailing address
Account login information (if applicable)
Payment or billing details (for customers or affiliates)
Affiliate program details such as payout preferences and tax information

b. Non-Personal Information

Browser type, operating system, device information
IP address, geographic location, and usage data (e.g., pages visited, time spent)
Referring URLs and website analytics

c. Information from Third Parties
We may receive information from affiliate partners, payment processors, or other third-party service providers who assist in delivering our services.

3. How We Use Your Information

We use your information to:

Provide and improve our website, products, and services
Process transactions and manage affiliate accounts
Communicate updates, educational content, or promotional materials
Respond to inquiries and provide customer support
Track referrals and affiliate commissions
Comply with legal and regulatory obligations

We may also aggregate non-personal data for statistical analysis, marketing insights, and site optimization.

4. Sharing and Disclosure of Information

We do not sell your personal information. However, we may share data as necessary with:

Service Providers (e.g., payment processors, email marketing platforms, analytics tools)
Affiliate Partners (to track referrals and process payments)
Legal Authorities (when required to comply with applicable laws, court orders, or regulatory obligations)
Business Transfers (in the event of a merger, sale, or acquisition of assets)

All third parties are required to maintain the confidentiality and security of your data and to use it only for authorized purposes.

5. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience, analyze website traffic, and personalize content. You may disable cookies in your browser settings, but some features of the site may not function properly.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no online system is 100% secure, and we cannot guarantee absolute protection.

7. Your Privacy Rights

Depending on your location, you may have rights under applicable privacy laws, including:

Accessing, updating, or deleting your personal data
Requesting a copy of your information
Withdrawing consent for marketing communications
Opting out of data sharing or tracking

To exercise these rights, contact us at [insert contact email]. We will respond within a reasonable timeframe and in accordance with applicable law.

8. Data Retention

We retain your information for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce agreements.

9. Links to Other Websites

Our website may contain links to third-party websites, including affiliates or partners. We are not responsible for the content, security, or privacy practices of those sites. Please review their individual privacy policies before sharing any information.

10. Affiliate Relationships

We may engage in affiliate marketing, which means we may earn commissions for purchases made through links to third-party products or services. Any tracking data collected for this purpose is used solely for verifying referrals and managing commissions.

11. Updates to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices or applicable laws. Updates will be posted on this page with a new effective date. Continued use of our website after such updates constitutes acceptance of the revised policy.

12. Contact Us

If you have questions about this Privacy Policy, your data, or your rights, please contact us at:

SCB Financial Literacy Project
Email: Contactus@sbflp.com
Address:
2306 Robbins Street
St Paul, MN 55114